Terms and Conditions

Last Updated: Tuesday, September 2nd 2025

These Terms and Conditions (“Terms”) govern your use of the website insuranceteamwork.com and services provided by Insurance Teamwork Services, LLC (“Insurance Teamwork Services,” “we,” “our,” or “us”). By accessing or using our websites, submitting information, or engaging with our services, you agree to be bound by these Terms. If you do not agree, please discontinue use of our website and services.

1. Services Provided

Insurance Teamwork Services, LLC provides coaching, consulting, and recruiting services for insurance agencies and agency owners.

• We do not provide insurance products, insurance quotes, or financial/insurance advice.
• Nothing on this site should be construed as an offer to sell insurance or as professional financial advice.

2. Eligibility

To use our services, you must:

• Be at least 18 years old.
• Have the legal capacity to enter into binding agreements.
• Use the site and services only for lawful purposes and in compliance with these Terms.

3. Accounts and User Responsibilities

• If you create an account, you agree to provide accurate and current information.
• You are responsible for maintaining the confidentiality of your login credentials.
• You agree not to share your account or allow unauthorized use.
• You are responsible for all activity that occurs under your account.

4. Payment Terms

• Some services may require payment. All fees are due as stated at the time of purchase.
• Payments are processed securely by third-party payment processors (e.g., Stripe).
• We do not store full payment card details.
• All sales are final unless otherwise specified in writing.

5. Intellectual Property

• All content on our websites — including text, graphics, logos, images, videos, and software — is the property of Insurance Teamwork Services, LLC or its affiliates and is protected by copyright, trademark, and other intellectual property laws.
• You may not copy, reproduce, distribute, or create derivative works without our prior written consent.

6. Acceptable Use

You agree not to:

• Use our website for any unlawful, harmful, or fraudulent activity.
• Attempt to gain unauthorized access to our systems.
• Use automated tools (bots, scrapers, crawlers) without permission.
• Upload or transmit viruses, malware, or other harmful code.

7. Third-Party Links and Services

Our site may include links to third-party websites, tools, or services. We are not responsible for the content, privacy policies, or practices of third parties. Use of third-party services is at your own risk.

8. Data Collection & Privacy

Your use of our site and services is also governed by our Privacy Policy, which explains how we collect, use, and share data. By using our services, you consent to our data practices, including communications under the Telephone Consumer Protection Act (TCPA).

9. Disclaimers

• Our services are provided “as is” without warranties of any kind.
• We make no guarantees about results from coaching, consulting, or recruiting services.
• We are not responsible for third-party service interruptions, advertising platforms, or external vendors.

10. Limitation of Liability

To the fullest extent permitted by law:

• Insurance Teamwork Services, LLC and its affiliates will not be liable for any indirect, incidental, or consequential damages.
• Our total liability for any claim will not exceed the amount paid by you for the service giving rise to the claim.

11. Indemnification

You agree to indemnify and hold harmless Insurance Teamwork Services, LLC, its affiliates, officers, employees, and partners from any claims, damages, liabilities, and expenses arising out of your use of our services or violation of these Terms.

12. Governing Law and Dispute Resolution

• These Terms are governed by the laws of the State of [Insert State], without regard to conflict of law principles.
• Any disputes will be resolved through binding arbitration in [Insert County/State], except where prohibited by law.

13. Changes to Terms

We may update these Terms from time to time. The updated version will be posted with a revised “Last Updated” date. Continued use of our services indicates acceptance of updated Terms.

14. Contact Us

If you have questions about these Terms, please contact us at:

Insurance Teamwork Services, LLC

Website: insuranceteamwork.com

Email: info@insuranceteamwork.com